Discover the Josiane difference
Josiane is passionate about making her clients’ real estate dreams come true, whether they’re buying their first home, refinancing or investing in real estate.
Who's behind us?
Josiane Duchesneau is a dedicated and experienced mortgage broker affiliated with Multi-Prêts, Canada’s leading mortgage company.
With an eye for detail and a customer-centric approach, she offers a full range of mortgage services tailored to each individual situation. Josiane is recognized for her ability to negotiate competitive rates and for her expertise in various financing solutions, from traditional to alternative lending.
Contact Josiane today for a personalized and proven mortgage expertise
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FAQs
Your questions
How are mortgage rates determined?
Mortgage rates are influenced by a number of factors, including the Bank of Canada’s key interest rates, the state of the economy, your credit rating, the size of your downpayment, and the type of mortgage (fixed or variable). For the exact rate for your situation, contact us.
What's the difference between a fixed rate and a variable rate?
A fixed rate remains constant throughout the term of the mortgage, while a variable rate can fluctuate according to market rates. The choice depends on your risk tolerance and financial situation.
What is a downpayment and what is the minimum amount required?
A downpayment is the amount you initially pay for the purchase of your property. In Quebec, the minimum is generally 5% of the purchase price for properties under $500,000.
How do I start the mortgage application process?
Contact Josiane Duchesneau, who will assess your financial situation, discuss your needs and begin the process of finding the best mortgage options for you.
For all inquiries related to mortgage services
Contact us using the form below, or by phone at 819‑921‑2699
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